If you’re behind in making your mortgage payments, you should take some time to learn the foreclosure procedures in your state. You should also learn about homeowners' protections under state and federal law. Once you know the laws, you can make the most of the foreclosure process and exercise your rights. 

Before choosing which route to take, be sure that you understand your options and their consequences. In the articles below, you can learn the basics, including what foreclosure is, how it generally works, and ways to avoid foreclosure. You’ll also find articles on other topics critical to understanding foreclosures, like common defenses, deficiency judgments, redemption rights, and more.

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