Federal and state foreclosure laws are complicated. These laws set out requirements that servicers and lenders must follow to foreclose. The mortgage contract you signed when you took out the loan might also have specific requirements for a foreclosure.
But servicers and lenders sometimes make errors or skip steps when completing the process. If you think your servicer or lender missed a required step, made a mistake, or violated federal or state foreclosure laws, you might have a defense that could force a foreclosure restart, or you might have leverage in working out an alternative.
Below, you’ll find articles about common defenses you can use to fight a foreclosure.