Deed in Lieu of Foreclosure vs. Short Sale
Trying to decide whether to pursue a deed in lieu of foreclosure or a short sale? Read this article.
RESPA Violations and Foreclosure
If you make a QWR, your mortgage servicer has to provide you with information regarding your loan amount. If the servicer doesn’t comply with your request, you can sue under RESPA.
Truth in Lending Act (TILA) Violations and Foreclosure
Did your mortgage lender violate TILA? You might be able to sue for money damages or even void your loan.
Writing a Hardship Letter
If you want to avoid foreclosure with a short sale, deed in lieu, or loan modification, you might need to write a hardship letter.
Net Present Value (NPV) and Your Mortgage Loan Modification
Learn about the net present value (NPV) calculation and how it might affect your application for a loan modification.
Are Forensic Loan Audits Another Foreclosure Rescue Scam?
Will a forensic audit of your mortgage loan help you get a loan modification or other foreclosure help from your lender? Probably not.
Can a Mortgage Loan Modification Help You Avoid Foreclosure?
Find out what a mortgage modification is, how you can obtain one, and what options you have if you don’t qualify for a modification.
Getting a Loan Modification
If you've become unable to make your mortgage payments, a loan modification may be possible.
Steps to Get Your Mortgage Loan Modified: Part II
If you want to get a loan modification, you'll need to draft a hardship letter for your lender.
Steps to Get Your Mortgage Loan Modified
A loan modification might reduce your monthly payments and prevent a foreclosure.
Steps to Completing a Deed in Lieu of Foreclosure
Learn how to start the deed in lieu process, what to expect along the way, and whether you'll face a deficiency judgment.
Using Bankruptcy When Facing Foreclosure
Learn how filing for bankruptcy affects a foreclosure.