Deed in Lieu of Foreclosure vs. Short Sale
Trying to decide whether to pursue a deed in lieu of foreclosure or a short sale? Learn about the differences between each here.
RESPA Violations and Foreclosure
Under RESPA, your mortgage servicer is required to provide you certain information related to your loan and to correct any errors. If not, you can sue and recover money damages.
Truth in Lending Act (TILA) Violations and Foreclosure
Did your mortgage lender violate TILA? You may be able to sue for money damages or even void your loan.
Writing a Hardship Letter as Part of Your Foreclosure Defense
If you want to avoid foreclosure with a short sale, deed in lieu, or loan modification, you'll need to write a hardship letter to your mortgage lender.
Net Present Value (NPV) and Your Mortgage Loan Modification
Learn about the net present value (NPV) calculation and how it can affect your application for a HAMP loan modification.
Are Forensic Loan Audits Another Foreclosure Rescue Scam?
Will a forensic audit of your mortgage loan help you get a loan modification or other foreclosure help from your lender? Probably not.
Can a Mortgage Loan Modification Help You Avoid Foreclosure?
Find out what a mortgage modification is, how you can obtain one, and what options you have if you don’t qualify for a modification.
Steps to Get Your Mortgage Loan Modified
If you've become unable to make your mortgage payments, a loan modification may be possible.
Steps to Get Your Mortgage Loan Modified: Part II
If you want to get a loan modification, you'll need to draft a hardship letter for your lender.
Steps to Get Your Mortgage Loan Modified: Part III
Here's the information your lender is looking for when you are trying to show a hardship in a loan modification application.
Steps to Completing a Deed in Lieu of Foreclosure
Learn how to start the deed in lieu of foreclosure, what to expect along the way, and what pitfalls to avoid.
Using Bankruptcy When Facing Foreclosure
Can a home be foreclosed after bankruptcy? Is there any difference between a foreclosure before or after bankruptcy? How does bankruptcy help borrowers avoid foreclosure?