Common Defenses to Foreclosure
Common Defenses to Foreclosure
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RESPA Violations and Foreclosure
If you make a QWR, your mortgage servicer has to provide you with information regarding your loan amount. If the servicer doesn’t comply with your request, you can sue under RESPA.
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Truth in Lending Act (TILA) Violations and Foreclosure
Did your mortgage lender violate TILA? You might be able to sue for money damages or even void your loan.
Alternatives to Foreclosure
Alternatives to Foreclosure
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Using Bankruptcy When Facing Foreclosure
Learn how filing for bankruptcy affects a foreclosure.
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Deed in Lieu of Foreclosure vs. Short Sale
Trying to decide whether to pursue a deed in lieu of foreclosure or a short sale? Read this article.
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Steps to Completing a Deed in Lieu of Foreclosure
Learn how to start the deed in lieu process, what to expect along the way, and whether you'll face a deficiency judgment.
How to Avoid or Delay a Foreclosure
How to Avoid or Delay a Foreclosure
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Obtaining a Loan to Stop Foreclosure
Learn the pros and cons of preventing a foreclosure by refinancing or taking out a reverse mortgage.
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How to Delay or Stop an Imminent Foreclosure
Learn about last-minute strategies to stop your foreclosure—or at least buy you more time in the home.
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Steps to Get Your Mortgage Loan Modified
A loan modification might reduce your monthly payments and prevent a foreclosure.
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Risks of Using a Short Sale to Avoid Foreclosure
The short sale process involves risks for both buyer and seller. Learn about them.
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Net Present Value (NPV) and Your Mortgage Loan Modification
Learn about the net present value (NPV) calculation and how it might affect your application for a loan modification.