Bankruptcy and Foreclosure

Many people facing the prospect of losing their home to foreclosure consider bankruptcy. If you’re in this position, you might wonder whether filing for bankruptcy can help you keep your home, what kind of bankruptcy to file, and whether your lender can take your house through a foreclosure even after you declare bankruptcy.

Below, you can find the answers to these questions and learn how bankruptcy works and what will happen to your home following a Chapter 7 or Chapter 13 filing.

How Bankruptcy Impacts Your Foreclosure and Mortgage

Should You File for Chapter 7 Bankruptcy Before or After Foreclosure?

Deciding whether to file for Chapter 7 before or after foreclosure can be confusing. Learning the pros and cons of each approach, and consulting a bankruptcy lawyer, can help you select the strategy right for you.
How Chapter 13 Bankruptcy Affects Mortgages and Foreclosure

Learn about the options you have for dealing with your mortgage or foreclosure in Chapter 13 bankruptcy, including catching up on arrearages and stripping off junior liens.

How Bankruptcy Can Stop a Foreclosure

Using Bankruptcy When Facing Foreclosure

Learn how filing for bankruptcy affects a foreclosure.
Can I File an Emergency Bankruptcy Petition to Stop a Foreclosure Sale?

When you don't have time to prepare the entire bankruptcy petition, an emergency or "skeleton" bankruptcy petition will trigger the automatic stay and stop foreclosure. Filing the remaining documents within 14 days will avoid dismissal.

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Foreclosure and Bankruptcy

How Bankruptcy Impacts Your Foreclosure and Mortgage

How Bankruptcy Impacts Your Foreclosure and Mortgage

How Bankruptcy Can Stop a Foreclosure

How Bankruptcy Can Stop a Foreclosure