Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 11-20 out of 138

Getting Rid of Credit Card Debt With Bankruptcy
Most credit card debt is eliminated or "discharged" in bankruptcy, but sometimes a creditor asks the court to declare credit card balance nondischargeable. Learn what can happen to credit card obligations in bankruptcy.
Can I File for Bankruptcy Without an Attorney?
Although you can file Chapter 7 or Chapter 13 bankruptcy on your own, it often makes sense to hire a lawyer. Learn when it's important to file for bankruptcy with an attorney, as well as how to find a good bankruptcy lawyer.
Debts That Are Discharged in Chapter 7 Bankruptcy
Find out which debts can be canceled in Chapter 7 bankruptcy.
Chapter 7 Bankruptcy for a Small Business
Chapter 7 is rarely used to wind down a struggling small business's operations. Learn why it's more common for a small business owner to file for personal Chapter 7 after a business closure to get out from under business debt.
Can I Keep My Land If I File for Bankruptcy?
Learn how to use bankruptcy exemptions to keep your land in Chapter 7 and Chapter 13 bankruptcy.
What Does Bankruptcy Do?
Filing for bankruptcy can be a powerful option, but it can’t solve every financial problem. Learn about the benefits and limitations of Chapters 7 and 13, the two types of bankruptcy individuals often file.
What to Expect at the Bankruptcy Meeting of Creditors (341 Hearing)
At the Chapter 7 or 13 "meeting of creditors" or "341 hearing," the appointed trustee verifies the debtor's identity, asks questions about the debtor's bankruptcy petition and financial documents, and lets creditors examine the debtor.
The Chapter 7 Bankruptcy Means Test
Not everyone can erase debts in Chapter 7 bankruptcy. Find out how to pass the means test and qualify for a Chapter 7 bankruptcy discharge.
How to File for Chapter 7 Bankruptcy
Chapter 7 "discharges" or erases qualifying debt without you directly repaying creditors. Instead, the bankruptcy trustee sells unneeded luxury property and uses the funds to repay creditors. Learn more about the process.
Should You File for Chapter 7 Bankruptcy Before or After Foreclosure?
Deciding whether to file for Chapter 7 before or after foreclosure can be confusing. Learning the pros and cons of each approach, and consulting a bankruptcy lawyer, can help you select the strategy right for you.