More Articles by Cara O'Neill
Articles 31-40 out of 139
Chapter 13 Bankruptcy and the 910 Day Rule on Car Loans
Understanding how the 910-day rule applies to car loans in Chapter 13 bankruptcy could save you money and allow you to reduce your car loan's balance to the car's actual value.
Keeping Property in Chapter 7 by Reaffirming Secured Debt
Chapter 7 eliminates creditor contracts, including those with mortgage and car loan lenders. If you want to keep the debt, you can enter into a new contract, known as a "reaffirmation" agreement. Learn why you might do so.
How Long After Filing for Bankruptcy Can I Take Out a 401k Loan?
Learn why taking a loan from a 401k retirement fund before bankruptcy will cause the money to lose its protected status, making it challenging to keep it in bankruptcy.
What Happens With a HELOC in Bankruptcy?
A home equity line of credit, or "HELOC," is a line of credit borrowed on an “as needed" basis. Learn why a HELOC is treated differently in bankruptcy depending on the chapter filed and whether you can or want to keep the home securing it.
Are Cosigners Liable for My Debt If I File for Chapter 13 Bankruptcy?
Unlike Chapter 7, Chapter 13 protects cosigners from collection because the cosigned debt is addressed within the Chapter 13 plan. Learn how.
Converting a Bankruptcy Case from Chapter 13 to Chapter 7
If you can’t afford to make your Chapter 13 plan payments any longer, you might be able to convert your case to Chapter 7 bankruptcy. However, you could lose property. Learn more.
Are Lawsuit Judgments Discharged by Bankruptcy?
Filing for bankruptcy can eliminate your responsibility to pay qualifying debts, including those that proceeded to judgment. You won't be obligated to pay those obligations, and creditors can't sue you personally to collect them.
Should I Buy a Car Before or After Filing for Bankruptcy?
Securing a financed vehicle after Chapter 7 bankruptcy, and paying for any large item after Chapter 13 can be challenging. Learn when purchasing a car should be part of bankruptcy preparations.
How to Lower Your Chapter 13 Bankruptcy Plan Payments
Lowering your monthly Chapter 13 payment could help save your plan after an income loss or after incurring new expenses, but it isn't always possible. Learn why the court can reduce only the amounts paid toward nonpriority, unsecured debts.
Do I Have to Pay My Mortgage in Chapter 13 Bankruptcy?
Learn why debtors who want to keep their homes must make regular mortgage payments as they come due, make up missed payments through their repayment plan, and more.