Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 31-40 out of 138

Are Lawsuit Judgments Discharged by Bankruptcy?
Filing for bankruptcy can eliminate your responsibility to pay qualifying debts, including those that proceeded to judgment. You won't be obligated to pay those obligations, and creditors can't sue you personally to collect them.
Should I Buy a Car Before or After Filing for Bankruptcy?
Securing a financed vehicle after Chapter 7 bankruptcy, and paying for any large item after Chapter 13 can be challenging. Learn when purchasing a car should be part of bankruptcy preparations.
How to Lower Your Chapter 13 Bankruptcy Plan Payments
Lowering your monthly Chapter 13 payment could help save your plan after an income loss or after incurring new expenses, but it isn't always possible. Learn why the court can reduce only the amounts paid toward nonpriority, unsecured debts.
Do I Have to Pay My Mortgage in Chapter 13 Bankruptcy?
Learn why debtors who want to keep their homes must make regular mortgage payments as they come due, make up missed payments through their repayment plan, and more.
What Happens If the Bankruptcy Trustee Objects to My Chapter 13 Plan?
Learn why the bankruptcy trustee might object to your Chapter 13 plan, how you'll find out, and whether your response should counter the objection or include amending your plan.
Priority vs. Nonpriority Debts in Bankruptcy
Find out why some debts, like recently incurred taxes and domestic support obligations, are categorized as "priority" debts that must be paid before most others when money is available for creditors in bankruptcy.
Should You File for Chapter 13 Bankruptcy After a Chapter 7 Discharge?
Filing for Chapter 13 after Chapter 7 allows a debtor to pay debts not erased in bankruptcy over time while keeping creditors at bay.
Steps in a Chapter 13 Bankruptcy Case
Learn about the Chapter 13 process, which begins with filing initial paperwork and continues until the completion of the three- to five-year repayment plan, at which point the court "discharges" or eliminates qualifying debt balances.
Should I Refinance Before or After Bankruptcy?
Discover your options if you are considering bankruptcy but would like to refinance your mortgage and lower your rate, including whether it's best to refinance before or after bankruptcy.
How to Complete Bankruptcy Schedule J: Your Expenses
Schedule J: Your Expenses lists current monthly expenses and is used to determine whether you can afford to repay creditors in Chapter 13. If you can, but you filed for Chapter 7, the court will likely convert your case to Chapter 13.