Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 41-50 out of 138

Can My Bankruptcy Case Be Reopened After I Receive a Discharge?
The bankruptcy court will often reopen a closed bankruptcy case when a valid reason exists, such as the debtor needs to file a course certificate or has additional property or assets that the court must administer.
Qualifying for Chapter 7 Bankruptcy if Your Income Is High
Filers whose income is higher than the state median will qualify for Chapter 7 bankruptcy if, after deducting allowed expenses, insufficient income remains to make reasonable creditor payments through a Chapter 13 repayment plan.
What Is a Proof of Claim in Bankruptcy?
If a creditor wants to get paid in bankruptcy, it must file a proof of claim form with the court. Find out what to include in a proof of claim form and when to file it.
The Bankruptcy Notice to Creditors: What Happens Next?
When you file for bankruptcy relief, the court sends notice of your case to all creditors listed on your petition. Find out what happens when creditors receive notice of your bankruptcy and when you might want to provide notice yourself.
Life After Chapter 13 Bankruptcy
Learn how Chapter 13 bankruptcy will affect your credit, how long a Chapter 13 notation will remain on your credit report, and how you can rebuild credit afterward by opening charge cards and checking for credit mistakes.
How Long Does a Chapter 13 Repayment Plan Last?
A Chapter 13 repayment plan can take three to five years to complete, depending on your income and the amount you must pay through the plan.
What Forms Do I Need for Bankruptcy?
Find out how to use and where to find the official bankruptcy forms debtors must complete in a bankruptcy case, including the petition and schedules used to disclose income, expenses, debts, assets, and property transfer information.
Should I Stop Paying Creditors If I'm Going to File for Bankruptcy?
Avoid wasting money paying debts that will be erased in bankruptcy by learning which creditors you can safely stop paying and which obligations you must pay to avoid losing a home, car, or other financed property.
Top Reasons to File for Bankruptcy Right Away
Some situations require filing for bankruptcy quickly. Learn about why if you're facing situations like foreclosure, repossession, eviction, wage garnishment, or a lawsuit, you can benefit from filing for bankruptcy fast.
What Happens to Tax Refunds in Bankruptcy?
Learn about tax refunds in Chapter 7 or Chapter 13 bankruptcy, including how to protect them with a bankruptcy exemption when filing, and what to do if exemptions aren't available to cover the funds.