Cara O'Neill

Attorney · University of the Pacific McGeorge School of Law

More Articles by Cara O'Neill

Articles 51-60 out of 138

What Happens to Unsecured Debt in Chapter 13 Bankruptcy?
Find out how unsecured debt, like credit card bills, medical balances, personal loans, utility bills, and more is treated in Chapter 13 bankruptcy and how much you'll pay through a Chapter 13 plan.
What Is a "No Asset" Chapter 7 Bankruptcy Case?
No asset Chapter 7 bankruptcy cases are common and simple. In a no asset Chapter 7 bankruptcy case, you keep your property and your creditors get nothing. Learn what an asset case is and how to file asset and no asset cases.
Firing and Replacing Your Bankruptcy Lawyer
Red flags indicating that it's time to fire and replace your bankruptcy lawyer include failing to return calls, not being able to answer your legal questions, missing deadlines or appointments, and more.
Using Chapter 7 Bankruptcy to Stop Wage Garnishment
Filing for Chapter 7 bankruptcy can stop wage garnishments and prevent you from losing money from your paycheck. Find out how the Chapter 7 automatic stay will temporarily stop wage garnishments.
Can the Bankruptcy Trustee Get an Inheritance I Received a Few Years Into My Chapter 13 Case?
In most bankruptcy courts, you'll report the inheritance if received within 180 days of a Chapter 7 filing. In Chapter 13, you'll pay an amount equal to the inheritance through your plan.
What Happens If You Don't Make Your Chapter 13 Plan Payments?
Not paying a Chapter 13 payment will result in the dismissal of your case. Your creditors can collect any balances owed, plus interest, and resume collection lawsuits, foreclosures, repossessions, garnishments, and other collection actions.
Should I File for Bankruptcy If I Have Equity in My Home?
If you have equity in your home, the state or federal homestead exemption available to you, the bankruptcy chapter you qualify to file, and your financial circumstances will determine whether bankruptcy is a good idea.
Can You Discharge an SBA Business Loan in Bankruptcy?
Debtors can "discharge" or eliminate an obligation to repay an SBA loan in some situations but might need to give up assets voluntarily pledged as collateral for the loan.
Red Flags the Bankruptcy Trustee Looks for at the Meeting of Creditors
At the 341 meeting of creditors, the bankruptcy trustee appointed to the case will ask you questions under oath about any unusual entries in the bankruptcy petition that could indicate that you’re hiding or misrepresenting income or assets.
How to Protect Your Bank Accounts in Bankruptcy
Learn how to use state and federal bankruptcy exemptions to protect cash and bank balances in Chapters 7 and 13, as well as steps to avoid losing funds when bankruptcy exemptions aren't sufficient or available.