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Deficiency Judgments

What happens if your house is sold at a foreclosure auction for less than the amount you owe on your mortgage? In many states, your lender can com...

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Anti-Deficiency Laws

Some states have laws that prohibit deficiency judgments and protect borrowers from having to pay a lender for losses following a foreclosure sale.

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Recourse vs. Non-Recourse Loans in Foreclosure

Learn about the differences between recourse and non-recourse loans, and why it's important to find out what type of mortgage loan you have when you'r...

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Income Tax Liability for Deficiencies

Don't need to pay back the deficiency? Great! But you may owe taxes on that amount.

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How Are Deficiency Judgments Collected?

Your lender sues you for a deficiency and wins, but you can't afford to pay. Now what? Find out whether your lender can garnish your wages or plac...

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How to Deal with a Short Sale Deficiency Judgment

Worried about owing a deficiency after a short sale? Learn about the steps you can take throughout the short sale process to avoid paying the defi...

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Wyoming Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Wyoming may be liable for any mortgage deficiency.

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Wisconsin Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Wisconsin may be liable for any mortgage deficiency.

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West Virginia Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in West Virginia may be liable for any mortgage deficiency.

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Washington Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Washington State.

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Virginia Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Virginia may be liable for any mortgage deficiency.

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Vermont Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Vermont may be liable for any mortgage deficiency.

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Utah Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Utah may be liable for any mortgage deficiency.

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Texas Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Texas.

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Tennessee Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Tennessee.

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South Dakota Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in South Dakota.

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South Carolina Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in South Carolina.

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Rhode Island Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Rhode Island may be liable for any mortgage deficiency.

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Pennsylvania Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Pennsylvania may be liable for any mortgage deficiency.

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Oregon Laws on Post-Foreclosure Deficiency Judgments

Oregon currently prohibits lenders from obtaining a deficiency judgement after a foreclosure, but not a deed in lieu of foreclosure or short sale.

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Oklahoma Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Oklahoma.

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Ohio Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Ohio may be liable for any mortgage deficiency.

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North Dakota Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in North Dakota.

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North Carolina Laws on Post-Foreclosure Deficiency Judgments

Find out whether the lender can sue a homeowner for a deficiency after a foreclosure or short sale in North Carolina.

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New York Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in New York.

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New Mexico Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in New Mexico may be liable for any mortgage deficiency.

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New Jersey Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in New Jersey may be liable for any mortgage deficiency.

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New Hampshire Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in New Hampshire may be liable for any mortgage deficiency.

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Nevada Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Nevada.

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Nebraska Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Nebraska may be liable for any mortgage deficiency.

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Montana Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Montana may be liable for any mortgage deficiency.

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Missouri Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Missouri.

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Mississippi Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Mississippi may be liable for any mortgage deficiency.

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Minnesota Laws on Post-Foreclosure Deficiency Judgments

Whether a lender can sue for a mortgage deficiency in Minnesota depends on whether the foreclosure was judicial or nonjudicial.

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Michigan Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Michigan.

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Massachusetts Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Massachusetts may be liable for any mortgage deficiency.

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Maryland Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Maryland.

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Maine Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Maine may be liable for any mortgage deficiency.

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Louisiana Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Louisiana may be liable for any mortgage deficiency.

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Kentucky Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Kentucky may be liable for any mortgage deficiency.

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Kansas Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Kansas.

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Iowa Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Iowa may be liable for any mortgage deficiency.

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Indiana Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Indiana.

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Illinois Laws on Post-Foreclosure Deficiency Judgments

Illinois is a judicial foreclosure state, meaning foreclosure cases are handled through the court system. The lender files a lawsuit against the b...

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Idaho Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Idaho.

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Hawaii Laws on Post-Foreclosure Deficiency Judgments

Whether a lender can sue for a mortgage deficiency in Hawaii depends on whether the foreclosure was judicial or nonjudicial.

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Georgia Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Georgia.

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Florida Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Florida may be liable for any mortgage deficiency.

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District of Columbia Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in D.C. may be liable for any mortgage deficiency.

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Delaware Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Delaware may be liable for any mortgage deficiency.

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Connecticut Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Connecticut may be liable for any mortgage deficiency.

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Colorado Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Colorado.

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California Laws on Post-Foreclosure Deficiency Judgments

Whether a lender can sue for a mortgage deficiency in California depends on whether the foreclosure was judicial or nonjudicial.

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Arkansas Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Arkansas.

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Arizona Laws on Post-Foreclosure Deficiency Judgments

Find out if you are liable for a mortgage deficiency after a foreclosure or short sale in Arizona.

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Alaska Laws on Post-Foreclosure Deficiency Judgments

Whether a lender can sue for a mortgage deficiency in Alaska depends on whether the foreclosure was judicial or nonjudicial.

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Alabama Laws on Post-Foreclosure Deficiency Judgments

Homeowners who lose their property in a foreclosure in Alabama may be liable for any mortgage deficiency.

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Bankruptcy & Foreclosure: Mortgage Deficiency Judgments

In some states, you may be on the hook for a mortgage deficiency after foreclosure. Bankruptcy can wipe out your liability.

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