Chapter 13 Repayment Plan
Chapter 13 Repayment Plan
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The Chapter 13 Bankruptcy Repayment Plan
Find out what the Chapter 13 plan is, what it must include, and how long it lasts.
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How the Chapter 13 Bankruptcy Plan Payment Is Calculated
An overview of the calculations used to determine the payments in a Chapter 13 bankruptcy case.
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How Long Does a Chapter 13 Repayment Plan Last?
A Chapter 13 repayment plan can take three to five years to complete, depending on your income and the amount you must pay through the plan.
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How to Lower Your Chapter 13 Bankruptcy Plan Payments
Lowering your monthly Chapter 13 payment could help save your plan after an income loss or after incurring new expenses, but it isn't always possible. Learn why the court can reduce only the amounts paid toward nonpriority, unsecured debts.
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The Chapter 13 Confirmation Hearing
Learn about the confirmation hearing in Chapter 13 bankruptcy cases, including when it will occur, how repayment plan objections are handled, and what will happen if your plan isn't confirmed.
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What Are Adequate Protection Payments in Chapter 13 Bankruptcy?
Certain creditors are entitled to receive payments before the court confirms (approves) your Chapter 13 bankruptcy repayment plan.
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Can I Get a Loan or Credit During My Chapter 13 Case?
Can you get a car loan or new credit card, or incur medical or other debts during your Chapter 13 bankruptcy? Find out here.
When Things Go Wrong
When Things Go Wrong
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What Happens If You Don't Make Your Chapter 13 Plan Payments?
Not paying a Chapter 13 payment will result in the dismissal of your case. Your creditors can collect any balances owed, plus interest, and resume collection lawsuits, foreclosures, repossessions, garnishments, and other collection actions.
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How to Lower Your Chapter 13 Bankruptcy Plan Payments
Lowering your monthly Chapter 13 payment could help save your plan after an income loss or after incurring new expenses, but it isn't always possible. Learn why the court can reduce only the amounts paid toward nonpriority, unsecured debts.
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What Happens If Your Spouse Dies During Chapter 13 Bankruptcy?
Learn about your options when a spouse dies before Chapter 13 is complete, which could include continuing, modifying, or converting the plan. A Chapter 13 hardship discharge might also be available.
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Chapter 13 Bankruptcy: Hardship Discharge
If you run into permanent financial trouble while in Chapter 13 bankruptcy, you might be able to get your debts discharged early. Learn the three elements you must prove before the bankruptcy court issues a hardship discharge.
