Chapter 13 Bankruptcy

Chapter 13 Bankruptcy Plan Payment Calculator

This calculator will help you determine the minimum monthly payment you'd need to make as part of your Chapter 13 Bankruptcy Plan.

Steps in a Chapter 13 Bankruptcy Case

Learn about the Chapter 13 process, which begins with filing initial paperwork and continues until the completion of the three- to five-year repayment plan, at which point the court "discharges" or eliminates qualifying debt balances.

What Does The Chapter 13 Bankruptcy Trustee Do?

Find out what the Chapter 13 bankruptcy trustees do, how they get paid, how they administer your repayment plan, and more.

What Happens If Your Spouse Dies During Chapter 13 Bankruptcy?

Learn about your options when a spouse dies before Chapter 13 is complete, which could include continuing, modifying, or converting the plan. A Chapter 13 hardship discharge might also be available.

Can I Get a Loan or Credit During My Chapter 13 Case?

Can you get a car loan or new credit card, or incur medical or other debts during your Chapter 13 bankruptcy? Find out here.

Tax Debts in Chapter 13 Bankruptcy

Whether you can get rid of tax debts in Chapter 13 bankruptcy depends on whether it is a priority or nonpriority debt.

Should You File for Chapter 13 Bankruptcy After a Chapter 7 Discharge?

Filing for Chapter 13 after Chapter 7 allows a debtor to pay debts not erased in bankruptcy over time while keeping creditors at bay.

What Happens to Secured Debt in Chapter 13 Bankruptcy?

Do you have a mortgage, car loan, or other secured debt? Find out what happens to them in Chapter 13 bankruptcy.

What Happens to Unsecured Debt in Chapter 13 Bankruptcy?

Find out how unsecured debt, like credit card bills, medical balances, personal loans, utility bills, and more is treated in Chapter 13 bankruptcy and how much you'll pay through a Chapter 13 plan.

Chapter 13 Bankruptcy: Hardship Discharge

If you run into permanent financial trouble while in Chapter 13 bankruptcy, you might be able to get your debts discharged early. Learn the three elements you must prove before the bankruptcy court issues a hardship discharge.

Debt Limits for Chapter 13 Bankruptcy

Chapter 13 filers can't owe more than the current Chapter 13 debt limits. Learn how much secured and unsecured debt is allowed in Chapter 13 bankruptcy.

Are Cosigners Liable for My Debt If I File for Chapter 13 Bankruptcy?

Unlike Chapter 7, Chapter 13 protects cosigners from collection because the cosigned debt is addressed within the Chapter 13 plan. Learn how.

Using Chapter 13 Bankruptcy to Manage Student Loans

Getting rid of student loans in bankruptcy is difficult. However, you can often use Chapter 13 bankruptcy to help manage otherwise high student loan payments and reduce the amount you pay on student loans during your Chapter 13 bankruptcy.

Can I Use Chapter 13 Bankruptcy to Get My Car Back After Repossession?

If your motor vehicle has been repossessed but not yet sold, filing for Chapter 13 bankruptcy might allow you to get it back. Learn about the steps to recover a repossessed vehicle in Chapter 13 bankruptcy.

Do I Have to Pay My Mortgage in Chapter 13 Bankruptcy?

Learn why debtors who want to keep their homes must make regular mortgage payments as they come due, make up missed payments through their repayment plan, and more.

How Chapter 13 Bankruptcy Affects Mortgages and Foreclosure

Learn about the options you have for dealing with your mortgage or foreclosure in Chapter 13 bankruptcy, including catching up on arrearages and stripping off junior liens.

Chapter 13 Bankruptcy and the 910 Day Rule on Car Loans

Understanding how the 910-day rule applies to car loans in Chapter 13 bankruptcy could save you money and allow you to reduce your car loan's balance to the car's actual value.

How Does a Cramdown Work in Chapter 13 Bankruptcy?

Find out how to reduce the principal and interest owed on financed property in Chapter 13 bankruptcy.