Chapter 13 Bankruptcy Basics
Chapter 13 Bankruptcy Basics
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Chapter 13 Bankruptcy Plan Payment Calculator
This calculator will help you determine the minimum monthly payment you'd need to make as part of your Chapter 13 Bankruptcy Plan.
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Steps in a Chapter 13 Bankruptcy Case
The steps in a typical Chapter 13 bankruptcy case include filing initial paperwork, drafting a repayment plan, and attending a 341 meeting of creditors. After completing the three- to five-year repayment plan, the court discharges (wipes out) qualifying debt balances.
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What Does The Chapter 13 Bankruptcy Trustee Do?
Find out what the Chapter 13 bankruptcy trustees do, how they get paid, how they administer your repayment plan, and more.
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What Happens If Your Spouse Dies During Chapter 13 Bankruptcy?
Learn about the options available to you if your spouse dies before completing your Chapter 13 bankruptcy, including continuing with your plan, modifying your plan payment, converting your plan to Chapter 7, or requesting a Chapter 13 hardship discharge.
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Can I Get a Loan or Credit During My Chapter 13 Case?
Can you get a car loan or new credit card, or incur medical or other debts during your Chapter 13 bankruptcy? Find out here.
Your Debts in Chapter 13 Bankruptcy
Your Debts in Chapter 13 Bankruptcy
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Tax Debts in Chapter 13 Bankruptcy
Whether you can get rid of tax debts in Chapter 13 bankruptcy depends on whether it is a priority or nonpriority debt.
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Should You File for Chapter 13 Bankruptcy After a Chapter 7 Discharge?
Filing for Chapter 13 bankruptcy following a Chapter 7 discharge can help you pay off nondischargeable debts, such as mortgage, car, tax, or domestic support arrearages.
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What Happens to Secured Debt in Chapter 13 Bankruptcy?
Do you have a mortgage, car loan, or other secured debt? Find out what happens to them in Chapter 13 bankruptcy.
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What Happens to Unsecured Debt in Chapter 13 Bankruptcy?
Here's how your unsecured debt, like credit cards and medical debt, is treated in Chapter 13 bankruptcy.
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Chapter 13 Bankruptcy: Hardship Discharge
If you run into permanent financial trouble while in Chapter 13 bankruptcy, you may be able to get your debts discharged early.
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Debt Limits for Chapter 13 Bankruptcy
If your debts exceed the Chapter 13 limits, you can't file for Chapter 13 bankruptcy. Learn how much secured and unsecured debt you can have when filing for Chapter 13 bankruptcy.
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Are Cosigners Liable for My Debt If I File for Chapter 13 Bankruptcy?
Protect your cosigners with Chapter 13 bankruptcy's codebtor stay.
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Using Chapter 13 Bankruptcy to Manage Student Loans
You can often reduce the amount you pay on student loans during your Chapter 13 bankruptcy.
Your Property in Chapter 13 Bankruptcy
Your Property in Chapter 13 Bankruptcy
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Can I Use Chapter 13 Bankruptcy to Get My Car Back After Repossession?
If your car, truck, van, minivan, motorcycle, SUV, or other motor vehicle has been repossessed (but not yet sold), filing for Chapter 13 bankruptcy may allow you to get it back.
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Do I Have to Pay My Mortgage in Chapter 13 Bankruptcy?
You must pay your mortgage in Chapter 13 bankruptcy if you want to keep your home; however, there are some exceptions for wholly unsecured junior mortgages.
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How Chapter 13 Bankruptcy Affects Mortgages and Foreclosure
Learn about the options you have for dealing with your mortgage or foreclosure in Chapter 13 bankruptcy, including catching up on arrearages and stripping off junior liens.
Cramdowns: Reducing Car and Other Loans in Chapter 13
Cramdowns: Reducing Car and Other Loans in Chapter 13
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Chapter 13 Bankruptcy and the 910 Day Rule on Car Loans
Understanding how the 910-day rule applies to car loans in Chapter 13 bankruptcy could save you lots of money. A question that many people have is whether or not they will be able to keep assets like their car or if it will be repossessed.
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How Does a Cramdown Work in Chapter 13 Bankruptcy?
Find out how to reduce the principal and interest owed on financed property in Chapter 13 bankruptcy.
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What Are Adequate Protection Payments in Chapter 13 Bankruptcy?
Certain creditors are entitled to receive payments before the court confirms (approves) your Chapter 13 bankruptcy repayment plan.
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How the Chapter 13 Bankruptcy Plan Payment is Calculated
An overview of the calculations used to determine the payments in a Chapter 13 bankruptcy case.
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How to Lower Your Chapter 13 Bankruptcy Plan Payments
If your financial situation changes, you may be able to get temporary or permanent changes to your Chapter 13 bankruptcy plan.