Introduction & Overview
Introduction & Overview
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When To Notify Your Own Insurance Company of an Accident
If you're involved in any kind of accident or incident that could lead to the filing of a claim, contact your own insurer right away.
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Tips for The First Call with an Adjuster After an Accident
What to say (and what to avoid) when the at-fault party's insurance company contacts you after an accident.
Dealing With the Adjuster
Dealing With the Adjuster
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How The Insurance Adjuster Handles Your Personal Injury Claim
Once you file an injury claim with an insurance company, the adjuster goes to work. Here's how they approach personal injury claims.
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The Insurance Investigation of Your Personal Injury Claim
Once a claim file is opened, the insurance adjuster will go over the details of your personal injury case with a fine-tooth comb.
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How the Insurance Adjuster Determines a Settlement Offer
Before you decide to accept or reject an insurance company's injury settlement offer, it may help to know how the adjuster came up with the number.
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Collecting Injury Compensation Beyond Insurance Policy Limits
It's not easy, but you can sometimes collect personal injury damages beyond the limits of the at-fault party's insurance coverage.
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The Insurance Adjuster's "Nuisance" Value of Your Claim
Even if the insurance company is right in claiming no liability for your injury, you may be able to get a "nuisance settlement".
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How Gaps in Medical Treatment Affect Your Injury Claim
The insurance adjuster's assessment of your injuries is based almost entirely on your medical records. Gaps in treatment may cause the adjuster to "devalue" your claim.
Insurance Denials and Delays
Insurance Denials and Delays
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Delay & Deny: How Insurance Companies Minimize Injury Claim Payments
Get informed on the tactics insurance companies use to delay, deny or minimize the amount of damages payable to the injured claimant.
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When the Insurance Company Denies Your Injury Claim
Some reasons why your injury claim would be denied, and what you can do about it.
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Unfair Settlement Tactics By An Insurance Company? File a Complaint
What to do when the insurance adjuster takes an unreasonable stance on your personal injury claim.
Homeowners Liability Claims
Homeowners Liability Claims
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Making an Accident Injury Claim Against a Homeowners' Insurance Policy
Learn how to prepare an accident liability claim for a homeowners' insurance company.
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Does Homeowner's Insurance Cover Personal Injury Claims?
Many common types of accidents are covered by a homeowners injury liability policy, but there are exceptions.