Your Home in Bankruptcy

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Many people filing for Chapter 7 or Chapter 13 bankruptcy want to know what will happen to their home. Some are facing foreclosure and hope that bankruptcy can save their home. Others have lots of equity in their home, and don't want the bankruptcy trustee to take it.

What happens to your home and your mortgages, depends, in large part, on these factors:

  • what type of bankruptcy you file (Chapter 7 or Chapter 13)
  • how much equity you have in the home
  • whether you are current on your mortgage, and  
  • whether you have enough income to stay current.  

Below you will find articles explaining what happens to homes and mortgages in Chapter 7 and Chapter 13, as well as discussing some of the powerful features of Chapter 13 that allow you to remove second mortgages in certain situations. And if you are in the middle of foreclosure, you can find out if bankruptcy can help.  

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By clicking "Find a Lawyer", you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may contact you on the number you provided for marketing purposes, discuss available services, etc. Messages may be sent using pre-recorded messages, auto-dialer or other automated technology. You are not required to provide consent as a condition of service. Attorneys have the option, but are not required, to send text messages to you. You will receive up to 2 messages per week from Martindale-Nolo. Frequency from attorney may vary. Message and data rates may apply. Your number will be held in accordance with our Privacy Policy.

You should not send any sensitive or confidential information through this site. Any information sent through this site does not create an attorney-client relationship and may not be treated as privileged or confidential. The lawyer or law firm you are contacting is not required to, and may choose not to, accept you as a client. The Internet is not necessarily secure and emails sent through this site could be intercepted or read by third parties.

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