Your Home in Bankruptcy

Many people filing for Chapter 7 or Chapter 13 bankruptcy want to know what will happen to their home. Some are facing foreclosure and hope that bankruptcy can save their home. Others have lots of equity in their home, and don't want the bankruptcy trustee to take it.

What happens to your home and your mortgages, depends, in large part, on these factors:

  • what type of bankruptcy you file (Chapter 7 or Chapter 13)
  • how much equity you have in the home
  • whether you are current on your mortgage, and  
  • whether you have enough income to stay current.  

Below you will find articles explaining what happens to homes and mortgages in Chapter 7 and Chapter 13, as well as discussing some of the powerful features of Chapter 13 that allow you to remove second mortgages in certain situations. And if you are in the middle of foreclosure, you can find out if bankruptcy can help.  

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