Filing for Bankruptcy
Filing for Bankruptcy
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How to File for Chapter 7 Bankruptcy
Learn how to complete the forms you'll need to file for Chapter 7 bankruptcy.
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What Is Chapter 7 Bankruptcy and How Do You File?
Get a quick overview of the process and steps involved in a Chapter 7 bankruptcy case.
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Steps in a Chapter 13 Bankruptcy Case
The steps in a typical Chapter 13 bankruptcy case include filing initial paperwork, drafting a repayment plan, and attending a 341 meeting of creditors. After completing the three- to five-year repayment plan, the court discharges (wipes out) qualifying debt balances.
Timing Your Bankruptcy Filing
Timing Your Bankruptcy Filing
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Top 7 Reasons to File for Bankruptcy Right Away
If you are in one of these seven situations, you might benefit from filing for bankruptcy sooner rather than later.
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How Often Can You File for Bankruptcy?
There is no limit to how many times you can file bankruptcy, but if you've filed before, your debts can only be discharged after a waiting period expires. Also, if the automatic stay doesn't attach, you'll have to file a motion asking the court to protect you from collection actions by putting the automatic stay in place. Learn more about how many times you can file for bankruptcy.
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I just lost my job and need bankruptcy. Should I file now or wait?
In many situations, it makes sense to wait to file for bankruptcy if you've just lost your job.
Bankruptcy Petitions
Bankruptcy Petitions
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Where Should I File My Bankruptcy Petition?
Here's how to figure out the correct bankruptcy court in which to file your bankruptcy petition.
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What Should I Do if I Find a Mistake on My Bankruptcy Petition?
You must fix mistakes on your bankruptcy petition or schedules by filing an amendment and informing the bankruptcy trustee.
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How to File an Emergency Bankruptcy Petition
If you need to file for bankruptcy quickly, you can file a bare-bones emergency petition now and the remaining documents later.
The Credit Counseling & Debtor Education Requirement
The Credit Counseling & Debtor Education Requirement
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What Are the Differences Between Credit Counseling and Debtor Education in Bankruptcy?
With a few rare exceptions, you must get credit counseling before you file for bankruptcy, and complete a debtor education course in financial management afterward. Here are the details.
Converting Your Bankruptcy
Converting Your Bankruptcy
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Converting Your Chapter 7 Bankruptcy to a Chapter 13 Case
Learn when you might want to convert your Chapter 7 bankruptcy case to Chapter 13, or when the court will require it.
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Converting a Bankruptcy Case from Chapter 13 to Chapter 7
If you can no longer afford to be in a Chapter 13 bankruptcy, you may be able to convert your case to Chapter 7.