In bankruptcy, mistakes can be costly, so it's essential to get everything right. For instance, when you file a Chapter 7 case, you risk losing valuable property. In Chapter 13, the bankruptcy judge won't confirm (approve) a repayment plan unless it complies with all of the payment rules—and getting it right is always tricky.
That's not to say that it's impossible to represent yourself. But most people fare better hiring a lawyer in Chapter 7 when assets are involved, and it's almost impossible for someone to handle their own Chapter 13 case. The bottom line is that most people agree that working with a knowledgeable bankruptcy lawyer is well worth the cost.
If you're not sure how to select counsel, look over the articles below. You'll learn why it's essential to choose a professional who regularly practices in the area and why a lawyer who doesn’t usually practice bankruptcy won’t take your case. You’ll also find ideas about locating, interviewing, and hiring the right bankruptcy attorney, the services you'll receive, how bankruptcy lawyers get paid, and, if necessary, how to terminate the relationship.