Kathleen Michon is an estate planning lawyer in the San Francisco Bay Area. She has been affiliated with Nolo in various capacities for more than fifteen years, including five years as Nolo’s in-house bankruptcy, foreclosure, and debt editor. Kathleen’s previous legal experience also includes directing Public Counsel's Consumer Rights Project and representing inmates on death row. Kathleen received a B.A. from Yale University and a law degree from Northwestern University School of Law.
Articles By Kathleen Michon
Steps in a Chapter 13 Bankruptcy Case
The steps in a typical Chapter 13 bankruptcy case include filing initial paperwork, drafting a repayment plan, and attending a 341 meeting of creditors. After completing the three- to five-year repayment plan, the court discharges (wipes out) qualifying debt balances.
Can I Keep My Home in Chapter 7 Bankruptcy?
Filing Chapter 7 bankruptcy doesn't necessarily result in the loss of your home. Here's how it works.
Debts That Survive Chapter 7 Bankruptcy
Some debts cannot be discharged (cancelled) in bankruptcy. Learn about them here.
The Automatic Stay in Bankruptcy
The automatic stay in bankruptcy requires most creditors to stop all collection efforts against the debtor.
How to Find a Good Bankruptcy Lawyer
Follow these tips to find quality bankruptcy attorneys in your area.
Using Chapter 7 Bankruptcy to Stop Wage Garnishment
Filing for Chapter 7 bankruptcy will stop most wage garnishments, but there are a few exceptions.
What Is a "No Asset" Chapter 7 Bankruptcy Case?
No-asset Chapter 7 bankruptcy cases are common and simple. In a no-asset Chapter 7 bankruptcy case, you keep your property and your creditors get nothing.
What Happens with a HELOC in Bankruptcy?
Debt from a home equity line of credit is discharged in bankruptcy, but the lender may foreclose depending on the circumstances.
Wage Garnishment Laws: An Overview
Learn which creditors can garnish (take) your wages, how the process works, and more.