Sample Demand Letter - Slip/Fall Accident on Commercial Property

If your slip and fall occurred on commercial property (like a parking garage), follow this template in drafting your own demand letter.

In this sample demand letter, the claimant slipped and fell on commercial property, incurred "hard injuries" requiring surgery, underwent "nontraditional" medical treatment including acupuncture, and was expected to have a long recovery period.

  • Follow the sample correspondence and explanatory notes as a guide when drafting your own slip and fall demand letter.
  • Check out "Issues Affecting Settlement Amount" (below the sample letter) to understand key factors in a case like this.

This sample letter is not a replacement for qualified legal advice - it is for instructional purposes only. Always talk to a lawyer before making any written statements following an accident.

Example Demand Letter

Seiji Kurosawa

236 Sunset Grove

Fontana Beach, FL 00000

September 15, 20xx

William Casey

Claims Adjuster

Atlantic Risk Insurance Company

2400 Causeway Boulevard

Miami, FL 00000

Re: Your Insured, Medellin Investments

Claimant: Seiji Kurosawa

Claim No.: T11889 PX

Date of Loss: January 13, 20xx

Dear Mr. Casey:

As you are aware, I was injured in a fall on January 13, 20xx in the underground parking lot of a building at 6750 Palm Avenue, Miami, owned by your insured, Medellin Investments. The accident occurred at about 6:00 p.m. when I was heading for my car parked in the garage. I am an employee of the South Florida Import-Export Exchange, which leases offices in the building from your insured. As I crossed the dark garage floor, I slipped on a patch of oil, badly twisting my left knee and falling to the ground.

That night, my knee swelled greatly. In the morning, I went to see my physician, Dr. Rose Parker, who advised that I stay off the leg for the next several days. I went home and rested the leg, missing the next three days of work.

The following Monday, I returned to work and examined the garage where I had fallen. As the enclosed photographs taken that day show, there were grease and oil spots all over the floor, some of which had obviously been there for quite a while. To make matters worse, several of the overhead lights were burned out, leaving dark areas on the floor and hiding the oil and grease spots. Given that there were several lights burned out, it is clear that no one had checked or replaced the bulbs for quite some time. Obviously, your insured fails to maintain the garage in a reasonably safe manner, instead allowing real hazards to exist. [NOTE: Here Seiji demonstrates that he investigated the state of the scene near the time of the accident. Get more tips on gathering evidence in a personal injury case.]

The situation in the garage is so dangerous that at least two other people in the building have recently slipped on oil spots in the garage. [NOTE: Here Seiji informs the insurance adjuster that witnesses are available to support his claim of danger in the garage. If he has good written statements from them, he should identify the witnesses here and refer to enclosed witness statements.] Further investigation may, of course, show that others have slipped in the garage as well. [NOTE: Learn more about proving fault in a slip and fall case.]

The swelling in my knee subsided after about a week, but the knee continued to be painful and to catch when bent. I was examined by an orthopedist, Dr. Ralph Brancusa, who started me on physical therapy in his office. Although I obtained some relief from the soreness, the physical therapy did not eliminate the catch inside my knee when I bent or twisted it. Therefore, I ended the physical therapy sessions voluntarily. [NOTE: "Voluntarily" ended demonstrates that Seiji did not continue treatment any longer than necessary.]

I received acupuncture treatment from Dr. William Chan, which relieved some of the pain in the knee. [NOTE: Shows that nontraditional treatment had positive results.] I was referred by Dr. Chan to a chiropractor, Lilly Sing Rhee, for manipulation to treat the catch in the knee. Ms. Sing Rhee stopped treatment after a short time and suggested that I return to an orthopedic surgeon.

My physician referred me to Dr. Walter Frisch, an orthopedic surgeon. Dr. Frisch X-rayed the knee and performed an arthroscopic examination, which revealed torn cartilage, which Dr. Frisch repaired arthroscopically.

Following the arthroscopic surgery, I missed another week of work, then resumed walking and began home exercises prescribed by Dr. Frisch. After approximately eight more weeks, I was able to begin running again, my regular daily exercise that I was unable to do for almost eight months because of the accident. [NOTE: Emphasizes lengthy recovery period.]

My medical expenses for this treatment are:

Rose Parker, M.D. $800

Ralph Brancusa, M.D. (including X-rays) $1,860

William Chan $520

Lilly Sing Rhee $900

Walter Frisch, M.D. (including X-rays) $5,500

TOTAL ********* $9,580

As the enclosed letter from my employer, South Florida Import-Export Exchange, indicates, I missed eight days of work (three immediately after the accident, five more after surgery), for a total of $2,000 ($250 per day) in lost wages. [MORE: Detailing injuries and losses in a demand letter.]

Because of the obvious negligence of your insured in failing to properly maintain its building, a dangerous hazard was created that resulted in serious cartilage damage to my knee, requiring surgery and an eight-month period of recovery and rehabilitation. Because of the seriousness of the injury and the lengthy recovery ahead, I demand $50,000 in compensation. [MORE: How much should you ask for in a demand letter?]

Because the statute of limitations requires me to file a lawsuit against your insured in this matter within three months from now, I look forward to resolving this claim in the near future. Please provide me with a response within 14 days from your receipt of this letter. [NOTE: Here Seiji demands a prompt reply.]

Very truly yours,

[Signature]

Seiji Kurosawa

Documents to Include With Demand Letter

  • photos of garage premises, showing grease spots and burned-out lights
  • statements of others who have fallen/nearly fallen there or observed dangerous conditions
  • medical records and medical bills from all doctors and other medical providers, and
  • letter from employer stating wages and work time missed.

Issues Affecting Settlement Amount

Some material excerpted from How to Win Your Personal Injury Claim by attorney Joseph Matthews (Nolo).

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